Our Loan Process
We know you'll have questions and concerns about your Beneficial loan. We know you'll want to weigh your options. That's why we offer what few other lenders can: a relationship with a knowledgeable acccount executive. Your Beneficial representative will answer your questions, get to know you—and discuss the Beneficial lending options that could meet your current needs. And remember, you can always walk into your neighborhood Beneficial branch and speak face-to-face with your account executive.
A Relationship In 3 Steps
Step 1: Fill Out an Online Loan Request
When you complete our online loan request form, your information goes straight to Beneficial's experienced account executives. We get to work gathering what we need to help you apply for your loan as quickly as possible. Expect a call from us within two business days. Or, you can call us at 1-800-371-6441.
Step 2: Discuss and Secure a Beneficial Loan
We want to work with you face-to-face, one-on-one, to create the best solutions for you. Your account executive could arrange to meet with you at one of our branch offices.
Discuss You and your account executive will discuss in detail your current needs and finances. Your account executive will explain Beneficial loan options, including interest rates, fees, payments, loan savings and discounts. Take time to consider the possibilities. At Beneficial, we are committed to providing you with the personal attention you deserve to help you make good choices for today and tomorrow.
Apply When you decide which borrowing option is right for you, you and your account executive will complete a loan application.
If your discussion is by phone, we will mail loan application documents to you. Read them carefully, verify that the information is correct, sign them and send them back to us. We will complete the application and give you the opportunity to review the documents once again. Then you and your account executive will schedule a time and place to sign the loan papers.
Receive You could receive your money in a number of ways. We can deposit the full amount into your bank account.* We can issue a check and send it to you. Or we can arrange for you to pick up your check at your nearby Beneficial branch. Talk to your account executive to arrange what's best for you.
Step 3. Manage Your Account at Beneficial.com
The benefits of becoming a Beneficial customer continue long after you've secured your loan. The tools and support on Beneficial.com can help you keep track of your account. We offer such options as
- Online statements
- Email alerts
- Rush payments
- Recurring payments
- Automatic debits
Find The Right Loan Solution For Your Needs
Beneficial offers a variety of home loan, personal loan and auto refinance loan solutions.
Beneficial's online request is secure—and there's no obligation. Filling out our online loan request means no commitment or cost to you. All your information remains secure.