Compare Home Loans
Whatever your needs, we will help you examine your Beneficial loan options. Start here with the full spectrum of our home loans. Then let our experienced account executives present you with your Beneficial loan options.
Home Refinance
Available amounts
- $10,000 to $1 million
- Up to 100 percent of home's appraised value
| Loan | Advantage |
|---|---|
| 30-year fixed | Security of a fixed monthly payment |
| 40-year fixed | Security of a fixed monthly payment that is lower than 30-year fixed |
| 30- or 40-year fixed with Pay Right Rewards* | Interest rate/monthly payment that is reduced when you pay on time |
Home Equity
Available amounts
- $10,000 to $300,000
- Up to 100 percent of home's equity (80 percent in Texas)
| Loan | Advantage |
|---|---|
| 15-year fixed | Security of a fixed monthly payment |
| 15-year fixed with Pay Right Rewards* | Interest rate/monthly payment that is reduced when you pay on time |
| 15-year fixed line of credit | Pay interest on only what you use Borrow more if needed at same interest rate |
Personal Finance Calculators
Our specially designed calculators answer questions about payments, home purchase loans, debt consolidation, mortgage refinancing, personal savings and more. Type in your numbers and see possibilities for your financial future.

