Mortgage Refinance
Owning a home means more than having a house. Homeowners enjoy certain money management options—mortgage refinancing, for example. You might choose to refinance to
- Lower Your Monthly Mortgage Payments* Mortgage refinancing at a lower interest rate could put breathing room in your budget.
- Pay Off Your High Interest Debt Mortgage interest rates are typically lower than credit card interest rates.
- Take Cash Out Medical bills, college tuition, home improvements: mortgage refinancing could be a solution.
- Create Tax Deductions† Home refinance loans could offer tax relief.
Could mortgage refinancing make sense for you?
Our Mortgage Refinance Loan Options
Beneficial offers mortgage refinance loan programs for a variety of needs: fixed interest rate programs and adjustable interest rate programs…even a mortgage with a line of credit. Want a fixed payment for the life of your loan? Want a lower monthly mortgage payment without an adjustable rate? Your smartest option depends on your needs.
Optional Rate Reduction Program
Beneficial offers mortgage refinance loans with an option for you to earn lower interest rates over time. Choose our Pay Right Rewards‡ program and earn an interest rate reduction after 12 consecutive on-time payments. In all, you could earn reduction of 2 percent—or even better.
Request a Mortgage Refinance Loan
Trust your mortgage refinance loan to Beneficial. We are proud to offer sensible loans for homeowners. We have been doing so for more than 100 years. And we are right in your neighborhood.
A Beneficial account executive ready to discuss your options will contact you within two business days.
