Personal Loan
Need cash in a hurry? Consider a personal loan from Beneficial. Short-term personal loans are the quickest, simplest options we offer people who need a little financial help. Personal loans from Beneficial are
- Fast You could secure the loan money you need with one phone call…and get the funds within 24 hours.
- Easy Minimal paperwork…no need for a home appraisal or a title search.
- Smart Short-term loans from Beneficial…a lender you can rely on now and in the future.
An experienced Beneficial account executive ready to discuss how much you may need and how soon you need it will contact you within two business days.
Unsecured Loans for Homeowners
For people who want simplicity and speed, Beneficial offers unsecured loans. That means you don't need to use your home as collateral. Simple because there's no title search and no home appraisal. Speedy because we often complete the paperwork with one phone call.
Closed-End Loan or Revolving Credit?
There are two basic types of personal loans: personal installment loans and personal lines of credit. Beneficial's account executives will help you make an informed choice.
- Personal Installment Loan Need a one-time-only sum of money? With a personal installment loan or closed-end loan, you'll get the entire amount of your personal loan all at once. As long as you make your payments on time, they won't change. So you'll always know what you owe each month.
- Personal Line of Credit Want to borrow different amounts at different times—and be able to write checks? With a personal line of credit or open-end personal loan, your payments depend on your interest rate and the loan amount you've borrowed. You can use your credit line again and again as you continue to pay down the outstanding balance.
Beneficial: A Lender You Can Trust
At Beneficial, we know that each of our customers is unique. Our experienced account executives work with you to offer good options. Our commitment to personal attention has been our focus since we pioneered the personal lending business in the early 20th century.
